What kind of medical insurance for travelers is available in Costa Rica?
Costa Rica’s national insurance institute offers an insurance package for travelers covering: – accidental death – total permanent accidental disablement – repatriation of body – medical expenses. The maximum coverage will cost about $35 for 3 weeks of coverage and pay up to $55.000 in cases 1. and 2. and up to $ 5.500 in cases 3. and 4. (at CURRENT exchange rates, figures subject to change). There is also a 5% deductible for medical expenses. For foreign standards, the coverage offered is of course quite low, but by the same token, so are the costs of the insurance. And as long as treatment is received in Costa Rica, this insurance should cover most of the expenses. ILISA will be glad to help arrange coverage should a student desire.
What about insurance against theft or loss?
Unfortunately, no insurance against theft or loss of personal belongings exists at this time in Costa Rica. Fortunately, Costa Rica is as least as safe or safer than most places in the US or Europe though students should always take care to carry all important items close to their body and never leave their belongings unattended. A safety orientation is part of our general orientation for students.
Will my insurance cover me in Costa Rica? Unfortunately, we cannot answer that question for individual insurance companies. We certainly suggest that you clear up this question before you arrive in Costa Rica. We can tell you that many companies in Europe and some in the United States do provide overseas coverage, but usually you have to pay something more. Just be sure to consult with your company before you arrive.